I spent a couple of hours sorting out this mess from SMIG...they have deducted from my personal checking account monthly for several years. I overlooked this and assumed it was part of my dental additional policy.
Upon investigation, this company, based on smoke and mirrors, insisted that my primary insurer had initiated and approved extended coverage for these items I did not need (additional accidental death, etc). I received NO calls, emails, mailings or anything from this company in the 4 years we supposedly were covered under their policy. My primary is not affiliated with them in any way and did not approve any additional charges outside of my primary policy. I asked SMIG to show me something..ANYTHING..that showed I had agreed to this.
Their response? "Well, it has been processed through your account for several years." UGH. They claim this money is paid to Unified Life, Business Workers of America, or Medshield..depending on who answers the phone. My Primary referred me to Colibrium because this was a life insurance policy??
SMIG never once referenced that name in our conversations :( No response from them, either. Upon my insistence, SMIG sent me a copy of the "policy" and I cannot reach anyone at any of the contact numbers.
I cancelled via phone as they instructed, but when I reviewed their website it states "policies must be cancelled in writing". UGH...this stinks to the tune of $2500 of my hard earned money in their crooked pockets :(
Product or Service Mentioned: Selected Market Insurance Group Health Insurance.
Reason of review: SCAM.
Monetary Loss: $2500.
Preferred solution: Full refund.
I didn't like: Paying for a product i never agreed to.